If you’re a local community bank in Katy—or anywhere in Texas—you’re still held to federal and state-level IT compliance requirements. Here’s a breakdown every small bank should know:

1. Bank Secrecy Act (BSA) & USA PATRIOT Act

  • Maintain a Customer Identification Program (CIP)

  • Implement an Anti-Money Laundering (AML) policy with audits and training

  • File Currency Transaction Reports (CTRs) and Suspicious Activity Reports (SARs)

2. Gramm-Leach-Bliley Act (GLBA)

  • Maintain a written information security program

  • Send annual privacy notices

  • Enforce anti-pretexting safeguards

3. FFIEC & Texas Department of Banking Cybersecurity Standards

  • Conduct IT risk assessments using FFIEC CAT or Texas DoB tools

  • Maintain an incident response plan

  • Document vendor risk management practices

4. Beneficial Ownership & Customer Due Diligence (CDD)

You must collect information on individuals with a 25%+ ownership stake in legal entities and document who controls those accounts.

5. Vendor Risk Management

Banks are responsible for monitoring their IT vendors to ensure compliance—even when those vendors claim to be the experts.

✅ Need Help Making This Manageable?

At Impress IT Solutions, we specialize in helping Texas community banks handle all of the above—with GLBA/FFIEC-compliant tools, audit-ready documentation, and local support that knows your business.

➡️ Schedule a 15-minute Discovery Call
📄 Or download our free IT Compliance Checklist for Community Banks